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10 Best Banks in Colorado

10 Best Banks in Colorado:This article addresses the Best Banks in Colorado as well as other topics.

The state of Colorado is home to numerous financial institutions, but this guide will focus on the top banks. Whether you live in Denver, Colorado Springs, or another major city, you will have access to both national and regional banks.

These institutions provide the highest-interest checking and savings accounts. Some are available entirely online, and the banks on our list also offer vehicle loans, mortgages, and wealth management services.

Colorado is the ninth largest state in terms of land area in the United States. Colorado has a population of over 5.8 million in 2021.

Each year, the Centennial State attracts thousands of travelers. We can all agree that Colorado is becoming a hub for large-scale enterprises and businesses as a result of the state’s population and large number of tourists.

To preserve and support the expansion of Colorado’s industries and enterprises, the state must have the best financial institutions and services.

Check out our list to discover the Best Banks in Colorado.

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How to Choose the Best Banks in Colorado

When selecting the top banks in any state, there are various aspects to consider. Consider the following factors while selecting the Best Banks in Colorado.

Customer Service

The majority of banks typically provide savings, checking, certificate of deposit (CD), and money market accounts (MMAs). You should bank with institutions that provide these and additional account kinds.

Consider additional alternatives, such as loans, mortgages, retirement accounts, and investments.


Avoid financial institutions that demand maintenance fees on a monthly basis. Beware of banks that impose a monthly fee for transactions such as wire transfers, ATM withdrawals, late payments, and overdrafts.

Interest Rate

When you bank with a traditional bank, you will currently receive the national average savings rate of 0.19 percent. However, interest rates with credit unions and online banks are greater.


With mobile banking applications and online accounts, you have 24/7 access to your funds. Mobile applications make it easy to access your finances on your smartphone from anywhere and at any time.

Customer Support

The quality of a bank’s customer service is one of the reasons we all choose to remain loyal to it. When selecting a bank, the majority of individuals prioritize a bank’s responsiveness to urgent issues.

Banks with user-friendly platforms such as phone and chat support, virtual assistant, and private messaging are among the best.

List of the Best Banks in Colorado

The following is a list of the Best Banks in Colorado:

1. ANB Bank

Sign here A young man is standing at a bank counter. Because of the good negotiation skills of an efficient employee, he decided to cooperate with her and sign a contract. Best Banks stock pictures, royalty-free photos & images

ANB Bank tops our ranking of the Best Banks in Colorado. It is a financial institution that provides numerous banking accounts and services. This bank also offers a comprehensive selection of lending products to its consumers.

Colorado people place their confidence in ANB Bank as one of the most dependable financial institutions. ANB Bank allows you to start a checking account with as little as $25. There is no need for account holders to pay a monthly maintenance charge.

ANB Bank safeguards its clients from identity theft and overdrafts, and also offers an online financial advisor.

This Best Banks in Colorado is one of the greatest possibilities when it comes to selecting a dependable and stable financial organization. They offer one of the premier financial services in Colorado.

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2. Integrity Bank & Trust.

Integrity Bank & Trust is among the Best Banks in Colorado. The bank is concerned with the security of its customers’ funds.

On the official website of Integrity Bank & Trust, there is a scam alert warning customers not to reveal their passwords or MFA Codes. The bank also offers digital banking, which provides customers with a unique experience.

Motivating the personnel at Integrity Bank & Trust is meeting the financial needs of its customers.

There are multiple Integrity Bank & Trust branch locations in Colorado Springs, as well as one in Monument. The bank has only a few branches in Colorado, yet it remains one of the state’s premier financial institutions.

This Best Banks in Colorado  provides checking accounts with no monthly service charges. A minimum deposit of $100 is required to open an account with Integrity Bank & Trust.

3. FirstBank

FirstBank, founded in 1963 and headquartered in Lakewood, Colorado, is one of the privately held banks and financial services companies in the United States. It runs more than 100 branch sites throughout Colorado, California, and Arizona at present.

FirstBank, according to the Federal Deposit Insurance Corporation (FDIC), is the largest regional bank in Colorado.

As a regional bank in the state of Colorado, FirstBank typically has deposits of approximately $10 billion or less. Additionally, regional and community banks are recognized for opening branches in a limited number of states. Because of this, you have more than 100 locations across Colorado, Arizona, and California.

FirstBank provides customers with savings and checking accounts. It is a reputable financial institution that helps individuals obtain mortgages and supports small companies. In addition, they offer retirement investment accounts, estate planning, endowments, etc.

If you own a small business in Colorado, FirstBank offers loans, credit cards, and lines of credit.It is also among the Best Banks in Colorado.

4. KeyBank

Female businesswoman in meeting with senior couple A Hispanic woman sits at her desk at work and smiles while reviewing paperwork with a senior adult couple. Best Banks stock pictures, royalty-free photos & images

Next on our list of the Best Banks in Colorado.

KeyBank, headquartered in Cleveland, Ohio, is one of the major financial organizations in the United States. It is a regional bank with over a thousand branch locations in 15 states in the United States.

One of the states where you can find a KeyBank branch is Colorado. This Best Banks in Colorado offers a free checking account that is regarded as the finest alternative for state residents.

In addition to mobile banking apps, online bill pay, and debit cards, KeyBank offers a multitude of other services.

KeyBank allows you to start an Express Checking account with a minimum deposit of $50. Remember that KeyBank’s Express Checking account has no monthly maintenance costs.

5. U.S Bank

Next on our list of the Best Banks in Colorado is U.S. Bank. The bank is one of the largest banks in the United States, with more than 3,000 locations. In Denver, 83 of these branch locations may be located. Los

U.S. Bank also has a big ATM network, with over 50 ATMs located throughout Denver.

It is now essential to understand why you should avoid using an out-of-network ATM. This will result in a $2.50 fee, which is considered typical by U.S. Bank.

Depending on the type of account they have, U.S. Bank customers may qualify for two ATM charge reimbursements every month.

In general, U.S. Bank provides three levels of checking accounts: Silver, Gold, and Platinum.This Best Banks in Colorado will provide a bonus if you combine a checking account with savings, credit cards, or personal loans.

In addition, if you have a Silver Checking account and open a money market account, you will receive information on how to waive the $8.95 monthly cost (MMA).

6. CIT Bank

CIT Bank is a dependable financial organization that provides High-Yield Savings, Money Markets, Certificates of Deposit, and Custodial Accounts. The annual percentage yield on the bank’s Savings Builder Account is 1.00%.

You can only obtain the 1.00% APY if you manage and maintain a minimum $25,000 account balance. You can also earn the 1.00% APY if you maintain $100 or more in monthly deposits.

If you fail to achieve this requirement, you will receive an APY of 0.40%. Minimum deposit of $100 is required to start a Savings Builder account at CIT Bank.

Additionally, This Best Banks in Colorado offers the following additional savings accounts:

  • Currency exchange account
  • Premier High-Yield Investment Account
  • CDs with 6-month to 5-year terms
  • 2-year to 5-year big CDs
  • 1- to 4-year “RampUp” compact discs
  • No-Fine/11-Month CD

7. Bank of Colorado

Bank of Colorado is one of the state’s most known banking organizations. It is a full-service bank with online banking and has some of the most desirable features currently available.

With mobile and online banking, the bank enables you to do business on your own terms. Their mobile and internet banking solutions include contactless payments, online bill payment, and remote deposits.

You have simple access to your funds and may conduct transactions whenever you choose with the Bank of Colorado’s online banking.

Bank of Colorado is not only one of the top financial institutions in the state, but also one of the best possibilities for students.This is also another Best Banks in Colorado.

8. Wells Fargo

Wells Fargo owned about 5,000 branches and 12,000 ATMs in the United States as of 2021. The bank’s overall assets rank it as the fourth-largest in the country.

Despite having its headquarters in San Francisco, California, Wells Fargo has over 160 branches in Colorado at present.

Well, Wells Fargo offers a regular checking account with a monthly maintenance cost of $10. You may start a Wells Fargo checking account for only $25.

9. First National Bank

With more than 100 branch locations throughout Colorado, First National Bank has a substantial presence in the state. When considering what they provide Colorado consumers, it is one of the Best Banks in Colorado.

First National Bank offers one of the highest savings account interest rates available in the banking industry. Additionally, the bank gives loans and supports small businesses and start-ups.

10. Chase Bank

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Chase Bank is one of the largest banks in the United States, with total assets over $3 trillion. It is a well-known banking organization that offers the best student checking accounts.

Its college-based checking account is available to students under the age of 24 without any monthly maintenance costs. Chase Bank switches the student’s account to a Chase Total Checking account upon graduation.

This account will be utilized by students for up to five years.

As one of the major banks in the United States, Chase has over 4,500 branch locations across the country and operates in 100 countries internationally. Additionally, Chase operates over 16,000 ATMs in various U.S. states.

In addition to being one of the largest and most popular banks in the United States, Chase is an outstanding banking alternative for Colorado residents.

FAQs On Best Banks in Colorado

Is Chase Bank a good bank?

Chase maintains a strong digital footprint with its popular mobile app and online banking platform. Yet, it still offers an extensive local presence for individuals who prefer in-person banking services. If you can avoid the monthly fees, Chase is a solid option for your personal banking needs.

Does Chase have Zelle?

Yes. Chase customers can use Zelle to send and receive money at no charge. Message and data rates may apply depending on your mobile service provider.

How much money do I need to open a Chase bank account?

There is no minimum deposit for you to open an account or minimum balance you must maintain, but there is a $12-per-month maintenance fee unless you meet the requirements to waive it (we explain more below).

Can a non US citizen open a Chase bank account?

These banks require a social security number, which non-citizens don't have. This is the most common problem that foreigners realize. However, larger banks such as US Bank, TD Bank, Bank of America, Chase, and Wells Fargo will allow non-residents to set up a checking account and a savings account.

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